CGT & Negative Gearing Reform Calculator

Compare current law with the proposed Budget scenario for capital gains or annual rental-loss treatment, using transparent assumptions.

Current law separateHouse-passed framework BillsEstimate only

CGT reform

Compare estimated CGT under current law and the proposed scenario.

Estimate only

Proposed-policy scenario only. Current law stays separate and the reform depends on Senate passage, Royal Assent, instruments, and ATO guidance.

Purchase dateSale datePurchase priceSale pricePurchase costsSelling costsAnnual income before saleUses the latest source-backed personal-tax rules available in PropGain.Asset typeInflation assumption%Scenario assumption, not a CPI forecast.

1 July 2027 value

Transitional CGT assumption

PropGain estimate, not ATO value. The estimate uses the entered purchase and sale values with straight-line price movement.

Before you calculate

Your CGT comparison will appear here.

Estimate only. This is not tax, legal, financial, investment, credit, conveyancing, or accounting advice. For a separate annual tax estimate, use the income tax calculator.

Estimate disclaimer

PropGain Investmate provides scenario modelling and estimates only. It does not provide financial, tax, legal, credit, or investment advice. Rules, rates, lender policies, and personal circumstances can change. Confirm decisions with a qualified professional and relevant official sources.

Questions or corrections?

Confusing result or useful feedback? Send feedback. Prefer email? Contact hello@propgain.com.au.