Terms of use

PropGain Investmate provides calculators, scenario modelling, saved workspace features, and account access for estimate and information purposes only. Outputs depend on the information entered, current product assumptions, and the calculation rules available in the product at the time.

The product may include simplified assumptions, exclusions, source context, and warnings. Users remain responsible for checking whether any output is suitable for their own review process.

PropGain Investmate is not financial, tax, legal, credit, property, or investment advice. It does not provide personal directions, ranking, credit or lending decisions, tax positions, conveyancing advice, or official approval.

Users remain responsible: review inputs, assumptions, outputs, and source context before relying on them. Where a decision matters, use the outputs as preparation for discussion with a qualified professional such as an accountant, broker, conveyancer, solicitor, buyer agent, lender, or adviser.

Account access lets users sign in, save private Guided Report snapshots, view saved workspace material, and manage current account settings made available in the product. Users are responsible for keeping sign-in access secure and for checking saved material before using it again.

PropGain aims to keep the product useful, but current MVP terms do not promise uninterrupted access, error-free operation, unchanged features, or permanent data retention. Saved snapshots may not automatically reflect later rule, rate, product, or assumption changes.

No misuse, abuse, scraping, reverse engineering, interference, or unlawful use is allowed. Do not attempt to bypass access controls, disrupt the service, overload systems, extract content at scale, copy protected product behavior, or use the product in a way that harms PropGain, users, infrastructure, or third-party services.

Do not submit malicious content, attempt unauthorised access, or use PropGain to store or transmit material that is unlawful, misleading, abusive, or infringes third-party rights.

PropGain content, branding, product UI, calculators, layouts, copy, and product materials belong to PropGain or its licensors. These terms do not transfer ownership of PropGain materials.

You may use your own generated outputs for personal review, record keeping, and professional discussions. This does not allow copying, republishing, reselling, or turning PropGain materials into a competing product or service.

The privacy and data-handling page explains current MVP handling for calculator use, sign-in, saved reports, feedback, analytics, and supporting services.

For corrections, product feedback, data-handling questions, or support, use the feedback page or email PropGain at hello@propgain.com.au. Avoid sending sensitive personal or financial details unless they are necessary for the request.

Effective date: 1 July 2026. These terms are intended for the current MVP and may be updated as the product evolves. If the terms change materially, PropGain may update this page and the effective date.