Income tax and take-home pay
Estimate resident income tax, Medicare levy, optional HELP/STSL, and annualised take-home pay equivalents.
Clear numbers for Australian property decisions.
Pressure-test a property idea before you commit, with transparent estimates that show what drives the numbers and what to confirm with a qualified professional.
Need help choosing?
Calculators are for one focused estimate.
Guided report joins purchase, loan, rent, costs, tax-effect, and pressure cases.
Methodology shows assumptions, sources, and estimate limits.
Official sources used for duty rules
Scenario modelling, not advice
Calculators start without sign-in
Built for Australian investor decisions
Calculators
Choose the estimate you need first.
Estimate income tax
Stamp duty and upfront government costs
Estimate transfer duty, concessions, surcharges, and common government fees across Australian states and territories.
Loan repayment scenarios
Estimate repayments, full-term interest, and holding-period balance using simple loan assumptions.
Investment property cash flow
Estimate first-year rent, vacancy, holding costs, loan repayments, and pre-tax cash flow for an investment property.
CGT and negative gearing reform
Compare proposed CGT and negative-gearing reform scenarios against current law.
Guided report
Prefer one joined-up report?
Investment property scenario report
Build one guided report that combines purchase price, upfront cash, loan repayments, rent, holding costs, optional tax-effect, and pressure cases.
Sources & assumptions
Understand what each estimate includes and leaves out.
Assumptions behind each estimate are shown with the calculator result.
Source links and rule versions appear where they are available.
Use the scenario before talking to a broker, conveyancer, accountant, or adviser.