Investment Property Scenario Calculator

Estimate-only acknowledgement

PropGain uses the assumptions you enter to build a simplified scenario report. It is not financial, tax, legal, credit, conveyancing, or investment advice, and it does not assess whether this property is suitable for you.

I understand this is estimate-only scenario modelling.I will review duty, loan, tax, cash-flow, settlement, and property assumptions with qualified professionals before relying on them.

Property and purchase

State or territoryContract datePurchase priceProperty category

First-home buyer assumptionForeign-buyer assumption

Upfront cash and settlement estimates

PropGain calculates duty and government fees in the backend report. The deposit and loan are derived from your purchase price and deposit percentage; the other fields are your own settlement estimates outside those source-backed duty calculations.

Deposit percentage

PropGain uses this percentage to derive deposit/equity and the loan amount for this scenario.

Purchase price$900,000

Deposit/equity (20%)$180,000

Derived loan amount$720,000

Conveyancing or legal estimateBuilding and pest estimateLoan establishment fee estimateBuyer's agent estimateOther settlement estimate

Rent and holding costs

Weekly rentWeeks vacant per yearCouncil ratesWater ratesStrata or body corporateLandlord insuranceBuilding insuranceMaintenance allowanceLeasing or letting feesEstimated annual land tax, if anyOther annual costsManagement fee modeManagement fee

Loan assumptions

Loan amount is derived from purchase price less the deposit percentage. Change the upfront-cash step if the funding split changes.

Purchase price$900,000

Deposit/equity (20%)$180,000

Derived loan amount$720,000

Repayment frequencyInterest rateLoan termLoan type

Optional tax-effect estimate

Include selected tax-effect assumption

The report will stay pre-tax and mark after-tax cash flow as not supplied.

Stress assumptions

Rate rise

Rent reduction

Extra vacancyHolding-cost increase

Review assumptions before building the report

The report request will be sent to the backend-owned scenario endpoint. These summaries are user-entered assumptions only, not official PropGain calculation results.

AcknowledgeEstimate-only boundary to acknowledge.

PropertyNSW, $900,000, established.

Upfront cashDeposit 20% ($180,000); settlement estimates entered.

Rent and costsRent $650/week, 2 weeks vacant.

LoanDerived loan $720,000, 6.25%, 30 years.

Tax-effectTax-effect skipped.

Stress+1pp rate, -5% rent, +2 weeks vacancy, +10% costs.

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