Account trust
Privacy and data handling
PropGain Investmate is estimate-only. You can use calculators without signing in; sign-in is needed for your private Properties, Portfolio, Buying Plan and My Finances records, and saved Guided Report snapshots.
Saved reports
What PropGain saves
Saved Guided Reports are stored as private account snapshots with sign-in and report metadata.
Details
For saved Guided Reports, PropGain stores the account identifier from sign-in, a PropGain-owned internal user ID, saved Guided Report input assumptions, the backend-generated Guided Report result snapshot, a generated saved-report title, saved and updated timestamps, and the soft-delete state if you delete a saved report.
Personal records
Cash and annual income
My Finances is optional, private to your account, and saved only when you choose Save.
Details
My Finances stores the cash and savings balance, balance date, reserve target, and financial-year income amounts you enter, including salary excluding employer super, other taxable income, deductions, estimated or recorded basis, and save timestamps. These records are linked to your PropGain account and stored in Azure PostgreSQL. They are manual records; PropGain does not connect to your bank or the ATO.
You choose when to apply saved income to the public tax calculator and when to calculate. You can also copy saved cash after reserve into a Buying Plan draft, then save that plan separately. Changes in My Finances do not automatically update Portfolio, saved plans or report snapshots. Exact finance amounts are not sent in URLs or analytics events.
Clear saved cash removes that current cash record; Remove saved year removes only the selected income year. These actions do not remove copies already saved in plans or reports. An account deletion request revokes access and begins the account deletion process; it does not promise immediate erasure of all records or backups.
Data minimisation
What is not saved by default
Standalone calculator inputs and sensitive identifiers are not stored by default.
Details
PropGain does not save standalone calculator inputs by default. It also does not ask for or store your Tax File Number, bank login details, bank account credentials, payment card details, lender portal details, or uploaded identity documents.
When you explicitly choose sign-in to save a generated Guided Report, PropGain makes that report's same-tab sign-in handoff valid for at most 15 minutes. The temporary copy is cleared after restoration or when PropGain can next access an invalid or expired handoff, and it is not a cross-device draft.
Please do not put sensitive personal information into feedback unless it is necessary for your question.
Product use
How saved reports are used
Saved reports reopen private snapshots in My Scenarios; they do not update automatically.
Details
Saved reports are used to show your saved Guided Reports in My Scenarios, open a read-only saved snapshot, let you delete a saved snapshot, and help PropGain run and debug the product.
Saved reports are not automatically recalculated. Build a fresh report when you want current assumptions, rules, or interest-rate settings reflected in a new estimate.
Signals
Analytics and feedback
Analytics stay coarse, and feedback should avoid unnecessary private financial details.
Details
PropGain uses privacy-friendly product analytics. Events should stay coarse: exact calculator inputs, exact report values, copied report text, and free-text feedback content should not be sent as analytics event properties.
Feedback may be collected through a form or email path. The current feedback route asks users not to include unnecessary private financial details.
Infrastructure
Services used
Current services cover sign-in, database hosting, app hosting, routing, analytics, and feedback.
Details
Where maps are enabled, choosing Show map on a Property Card loads map styles and tiles directly from MapTiler. MapTiler receives the viewed area and normal browser request information, including your IP address. PropGain does not send your report values, notes, account identifiers or address text to MapTiler. See the MapTiler privacy policy.
Current practical services include PropGain first-party email code sign-in using Azure Communication Services, Azure PostgreSQL for private workspace database hosting, Azure App Service for the web and API application, Cloudflare for DNS and domain routing, Plausible-compatible analytics for product usage signals, and Tally plus email for feedback and contact paths.
Deletion
Deleting properties and saved reports
Delete individual reports or a property and its linked workspace records. Underlying storage and backups may retain deleted records.
Details
You can delete individual reports from a Property Card’s report list or delete the whole Card under Manage property in Properties. Deleting a property also removes its linked reports, notes, checklist and owned financial-year records from the workspace and Portfolio. My Finances and your saved Buying Plan are kept. Deleted reports no longer count toward the active saved-report limit.
Deleted records may remain in underlying storage, operational logs and backups. Deletion does not promise immediate permanent erasure across every system, and records cannot be restored through the workspace. Archive keeps records available to view.
Contact
Questions or corrections
For privacy or data-handling questions, use the feedback page or email PropGain.